Commercial

Commercial Insurance Serving All Of Alaska

Associated Insurance Services

While homeowners know just how vital it is to insure their house from damages, business owners have the same level of responsibility towards their company. We offer insurance packages tailored to all types of businesses, regardless of their size. Learn more about the main kinds of business insurance below.

Common Business Insurance Policies

Property Insurance
Property insurance covers the risk of property loss in a variety of commercial situations, including commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies, and other physical items. Property insurance may cover two types of property losses: direct and indirect/consequential losses. Direct losses may be covered when property is lost, stolen, damaged, or destroyed, while indirect or consequential losses related to direct losses may also be covered depending on the situation and your plan.

Commercial General Liability Insurance
Casualty insurance consists primarily of liability coverages, which protect an insured party against injury or damage claims made by other parties.

Policies provide coverage for liability arising out of:
  • Premises and operation
  • Fire damage liability (damage by fire to premises rented to insured)
  • Personal and advertising injury
  • Medical payments
  • Products/completed operations
You may want to consider a Business Owners Package which combines your liability, property, and other types of coverage into one comprehensive policy, which can help you save time and money on your total insurance program. Also, since we live in an age of million-dollar lawsuits, you may want to add extra liability protection in the form of a Commercial Umbrella Policy. If you are unsure what policies make sense for your company, we are happy to help guide you through them all so you can make an informed decision.

Business Auto Insurance

Business auto coverage insures vehicles that are owned, leased, hired, or borrowed by businesses, whether they are associations, corporations, partnerships, or sole proprietorships. Business auto coverage may be used to insure private passenger autos and all types of trucks, trailers, semitrailers, and commercial vehicles designed for use on public roads. 


Workers' Compensation

Workers' compensation coverage applies to bodily injury and disease that occurs in the course of employment. Any bodily injury must be accidental, and the term includes death resulting from the accident. Only occupational diseases, which are unique to the occupation, are covered.


Workers' compensation provides for the payment of four types of benefits:

 

  • Medical benefits
  • Income benefits
  • Death benefits
  • Rehabilitation benefits

 


A representative can provide you with complete details on workers’ compensation insurance and recommend cost-effective ways to control expenses through safety engineering and claim services.


Fill out our online quote form today for your free business insurance quote.

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Disclaimer Notice - The premiums quoted are estimates based on information you provided. This quotation does not constitute a contract of insurance, nor does it provide coverage for any loss or claim. Coverage can only be bound by an agent with a signed application and a down payment.

Call today to learn more about the many commercial insurance policies we offer to protect your business. (907) 349-2229
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